WHAT IS A CASH HOUSE BUYER
A cash buyer is someone who has the funds available to purchase your property outright. No mortgage, no chain, no waiting for another sale to go through first. That is exactly what I do.
Unlike the open market where finding a genuine cash buyer is rare, I buy with my own funds and I have been doing it for over five years across the North West. That means when I make you an offer there is nothing standing between you and a completed sale. No bank to approve a mortgage. No chain of other buyers and sellers that could collapse. Just a straightforward transaction between you and me.
Most sellers come to me because they have had enough of waiting, or because their situation, whether that is probate, an inherited property, a tenanted house, or a sale that has already fallen through, means the traditional route simply is not working for them.
WHY SELL TO A CASH BUYER LIKE ME
The honest answer is that it depends on your situation. If you want full open market value and you are not in a hurry, the traditional route might be right for you and I will tell you that if it is.
But if any of the following apply, a cash sale could be exactly what you need:
- You need certainty over speed. You want to know the sale is going to happen and not fall apart three months down the line.
- You have had a sale fall through. You were this close and then the buyer pulled out. You do not want to go through that again.
- You are dealing with a probate or inherited property. The open market can be slow and complicated for these situations. A cash buyer removes most of the difficulty.
- You are a landlord who wants a clean exit. You do not want to manage tenants through a lengthy sale process. You want it done.
- You are selling from abroad. You cannot manage a traditional sale from overseas and you need someone you can trust to handle everything.
- You do not want the stress of viewings, negotiations, and months of uncertainty. You just want it sorted.
The honest numbers
Why a lower offer does not always mean less money in your pocket.
Corporate cash buyers show you comparison tables that make their offer look better than it is. I would rather show you an honest one. Here is what the numbers actually look like on a typical £100,000 property.
| Sale route | Estate agent (9 months) | Matt Knowles Property |
|---|---|---|
| Advertised price | £100,000 | £80,000 |
| Offer accepted (typical 5% discount) | £95,000 | £80,000 |
| Post-survey negotiation | £91,750 | £80,000 |
| Estate agent fees (2% + VAT) | £89,548 | £80,000 |
| Solicitor fees | £88,348 | £80,000 |
| Utility bills & council tax (9 months) | £84,973 | £80,000 |
| Mortgage payments during sale | £79,906 | £80,000 |
| What you actually receive | £79,906 | £80,000 |
HOW IT WORKS WITH ME
Five steps in your story of selling with confidence, clarity, and complete peace of mind
Step 1
Get in Touch. Call me, message me on WhatsApp, or fill in the form. Tell me about your property and your situation. No pressure, no scripts, just a conversation.
Step 2
I Review and Come Back to You Within 24 Hours. I assess the property and come back to you personally with an honest cash offer within 24 hours.
Step 3
RICS Survey at My Cost. If the offer works for you in principle, I instruct a RICS accredited surveyor at my own cost. There is no charge to you at any stage.
Step 4
Price Locked With Escrow Deposit. Once we have agreed a final price after the survey, I pay a £1,000 deposit held in escrow by your solicitor. The price is locked from that point.
Step 5
Completion on Your Timescale. We agree a completion date that works around you and I handle everything from there. Funds transfer to you in full on completion day.
THE ONE THING I DO DIFFERENTLY
Every other cash buyer will tell you they are different. So let me be specific about what that actually means with me.
3The price I agree with you after the survey is the price you get. I do not chip thousands off on the day of completion when you have already committed and have nowhere else to turn. I have seen that happen to sellers and it is not how I operate.
Once we have agreed a price and my £1,000 deposit is sitting in escrow with your solicitor, that figure is locked. Your solicitor holds the security. There is no mechanism for me to reduce it without your agreement. That is a genuine commitment, not just a promise.
WHAT SETS ME APART FROM OTHER CASH BUYERS
I am not a company with a team of salespeople. I am Matt Knowles and you deal with me personally throughout the entire process.
I instruct a RICS accredited surveyor at my own cost. Not a drive by valuation or a desktop estimate. A proper independent survey.
I pay a £1,000 escrow deposit to your solicitor once we agree a final price. Not to me. To your solicitor. That is your security.
I have bought over 120 properties across the North West in five years using my own funds. This is not a side business. It is what I do.
I carry out all refurbishment with my own trusted team of contractors. I am not a middleman passing your property on. I buy it, I refurbish it, I rent it or sell it on myself.
| Option | Average Sale Length | Typical Cost to You |
|---|---|---|
| Matt Knowles Property | 2 to 3 weeks | £0 |
| Other house buying companies | 2 to 10 weeks | £1,000 |
| Property auction | 6 to 10 weeks | £2,500 to £5,000 |
| Online estate agent | 16 to 25 weeks | £1,000 to £5,000 |
| Estate agent | 15 to 52 weeks | £5,000 |
Want to Find Out What I Can Offer for Your Property?
Get in touch today for a no obligation conversation. I will give you an honest answer within 24 hours. If I am not the right option for you, I will tell you that too.
